Secure Software Solutions for the Future of Finance
We partner with fintech startups and financial institutions to build bank-grade software. From digital wallets to algorithmic trading, we deliver security, speed, and scalability.
Trust is Your Currency. Security is Ours.
In the financial world, a single vulnerability can destroy a reputation. You need a partner who understands that security isn't a feature—it's the foundation.
Salt Technologies brings deep expertise in building PCI DSS compliant systems and secure financial infrastructure. Whether you are a disruptive fintech or a legacy bank, we help you innovate without compromising on safety.
Solutions We Build
Cutting-edge financial technology solutions tailored to your business needs.
Digital Banking & Neobanks
Launch modern banking experiences faster. We build secure core banking layers, mobile wallets, and customer onboarding flows (KYC/AML) that rival top challenger banks.
Key Features
- Core banking integration
- Mobile wallet development
- Automated KYC/AML
- Virtual card issuance
Algorithmic Trading & WealthTech
Democratize wealth management. We engineer high-frequency trading platforms, robo-advisors, and portfolio management tools powered by real-time market data.
Key Features
- Real-time market data feeds
- Robo-advisor algorithms
- Portfolio rebalancing
- High-frequency trading engines
Payments & Remittances
Move money instantly and securely. We develop custom payment gateways, P2P transfer apps, and cross-border remittance solutions that reduce friction and fees.
Key Features
- Payment gateway integration
- P2P money transfer
- Cross-border settlement
- ISO 20022 messaging
Blockchain & DeFi
Build the future of finance. Our blockchain experts develop smart contracts, decentralized applications (dApps), and tokenization platforms for the Web3 era.
Key Features
- Smart contract development
- DeFi protocol engineering
- Asset tokenization
- Private blockchain (Hyperledger)
Regulatory Compliance & Standards
We navigate the complex web of financial regulations so you don't have to. Our software is built to be audit-ready.
PCI DSS
Payment Card Industry Data Security Standard for secure credit card transactions.
SOC2 Type II
Rigorous controls for security, availability, processing integrity, and confidentiality.
GDPR / CCPA
Data privacy regulations ensuring the protection of user personal and financial data.
PSD2 / Open Banking
Compliance with European payment services regulations for open banking APIs.
ISO 27001
International standard for information security management systems.
KYC / AML
Built-in workflows for Know Your Customer and Anti-Money Laundering compliance.
AI-Powered Fraud Detection System
The Challenge: A leading payment processor was facing rising transaction fraud and a high rate of false positives, leading to lost revenue and frustrated customers.
The Solution: We built a real-time anomaly detection engine using machine learning that analyzes transaction patterns instantly. The system reduced fraud by 35% while cutting false positives by half.
Real-Time Ingestion
High-throughput Kafka pipelines ingest thousands of transactions per second from multiple payment gateways.
ML Inference Engine
Ensemble models (Random Forest + Neural Networks) score each transaction for risk in under 100ms.
Automated Response
High-risk transactions are automatically blocked or flagged for manual review via a custom admin dashboard.
Technology Stack
"The fraud detection system paid for itself in the first 3 months by stopping fraudulent chargebacks."
Technology Stack
"Our user retention increased by 40% thanks to the gamified investment features and intuitive design."
Next-Gen Wealth Management Platform
The Challenge: A traditional wealth management firm struggled to attract millennial and Gen Z investors. Their legacy portal was clunky, confusing, and lacked mobile capabilities.
The Solution: We designed and built a mobile-first investment app with gamified education, social investing features, and AI-driven portfolio insights, tailored for the digital-native generation.
Gamified Onboarding
Interactive risk assessment quizzes and goal-setting flows make starting an investment journey fun and easy.
AI Portfolio Insights
Personalized nudges and "smart insights" explain market movements and suggest portfolio rebalancing opportunities.
Social Investing
Users can follow top-performing portfolios (copy trading) and discuss strategies in community forums.
Ready to Transform Finance?
Whether you need a secure payment gateway or an AI trading bot, we have the engineering talent to make it happen.
Trusted Fintech Software Development Partner
The financial services industry is undergoing a massive digital transformation. From neobanks challenging traditional institutions to DeFi protocols rewiring global finance, the demand for secure, scalable, and innovative software has never been higher.
At Salt Technologies, we are more than just a software outsourcing company; we are your strategic partner in fintech innovation. We combine deep domain expertise with cutting-edge engineering to build solutions that drive growth while maintaining strict regulatory compliance.
Why Choose Salt for Fintech Development?
Bank-Grade Security
We build with a "security-first" mindset, ensuring your application is resilient against threats and compliant with global standards.
Payments Expertise
From integrating Stripe/PayPal to building custom payment gateways and real-time settlement engines, we've done it all.
Global Compliance
Navigate the complex regulatory landscape with confidence. We understand GDPR, PSD2, KYC/AML, and local financial regulations.
Legacy Modernization
We help traditional banks and financial institutions migrate from monolithic mainframes to agile, cloud-native microservices.
Frequently Asked Questions
Common questions about our fintech software development services.
Do you build PCI DSS compliant software?
Yes, we specialize in building PCI DSS compliant payment gateways, wallets, and financial applications. Our engineers are trained in secure coding practices, and we integrate automated security scanning (SAST/DAST) into our CI/CD pipelines to ensure compliance from day one.
Can you integrate with core banking systems?
Absolutely. We have extensive experience integrating with legacy core banking systems (like Temenos, Mambu, or custom mainframes) as well as modern banking-as-a-service (BaaS) platforms via APIs.
What is your experience with Blockchain and DeFi?
We have a dedicated team for blockchain development, covering smart contracts (Solidity, Rust), dApps, tokenization, and private permissioned blockchains (Hyperledger Fabric) for enterprise use cases.
How do you handle data security in fintech apps?
Security is our top priority. We implement zero-trust architectures, end-to-end encryption (AES-256), multi-factor authentication (MFA), and biometric login. We also conduct regular penetration testing and code audits.
Do you offer dedicated fintech development teams?
Yes, we provide managed dedicated teams that act as an extension of your internal engineering department. This model is ideal for long-term product development, ensuring knowledge retention and consistent velocity.